Shivam Maheshwari: The Tech Trailblazer In Fintech's Digital Revolution | CEOInsights Vendor
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Shivam Maheshwari: The Tech Trailblazer In Fintech's Digital Revolution

Shivam Maheshwari: The Tech Trailblazer In Fintech's Digital Revolution

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 Shivam Maheshwari,  Co-Founder & CTO

Shivam Maheshwari

Co-Founder & CTO

The fintech industry, a dynamic and rapidly evolving sector, is characterized by innovations that blend finance and technology to revolutionize the way financial services are delivered. In this dynamic field, Shivam Maheshwari stands as a prominent figure. As an alumnus of IIT Delhi, Shivam boasts over 18 years of experience in the industry and is currently the Co-Founder and CTO of Goals101 Data Solutions. His journey in the tech world began at a young age, and he quickly made a name for himself as one of the top free lancers. Over the years, he has headed technology teams at companies like Ask Me Bazaar, Tolexo, and 10 Times, where he played pivotal roles in scaling these businesses from the ground up. Shivam's commitment to innovation and leadership extends beyond the corporate world, as he also founded a non-profit organization during his undergraduate years, which he continues to support. Goals101, his third startup, is making significant strides in the fintech domain, exemplifying Shivam's role as a leader empowering the sector with his vast experience and vision for the future of banking. Let’s know more from him in below interaction.

Tell us about your professional journey and your motivation behind managing your daily tasks
My career journey in technology began at an early age, and I quickly fell in love with programming. During my undergraduate years, I ventured into entrepreneurship and successfully exited my first startup, learning about innovation, adaptability, and building strong teams. I then led technology teams at companies like AskMeBazaar, Tolexo, and CAN Brand, helping them grow from the ground up to multi-million-dollar valuations. I discovered my passion for leading multi-functional teams and creating successful ventures. Now, as the technical co-founder at Goals101, I'm driven by our mission to revolutionize banking communication and make a significant impact in the fintech industry.

My motivation lies in creating innovative solutions, building great teams, and making a positive impact in the tech and fintech sectors, and I'm excited to see where the future leads.

Tell us about the academic experience at IIT Delhi. What did you learn from the campus beyond academics?
My time at IIT Delhi was academically transformative and
taught me valuable life lessons. The challenging curriculum emphasized the importance of perseverance, which has been crucial in my entrepreneurial journey. I also learned to make the most of my time, consistently ranking in the Top 3 of my MBA class.

Staying updated on evolving market trends, emerging technologies, competitors, and customer preferences is vital to align our strategies with the market's direction


The diverse campus community expanded my horizons, teaching me the value of collaboration and cultural sensitivity. These interactions improved my inter personal skills and provided a global perspective essential for my career.

I developed a spirit of innovation and curiosity that extended beyond the classroom, leading to the creation and success of two startups during my MBA at IIT Delhi.

My IIT Delhi experience gave me a strong technical foundation and instilled qualities like resilience, adaptability, global awareness, leadership, and a passion for continuous learning. These lessons have been instrumental in my career as an entrepreneur and tech industry leader.

What do you take into consideration while developing strategies for long-term digital transformation?
As the Co-Founder & CTO, when developing long-term digital transformation strategies, I focus on critical factors:

Staying updated on evolving market trends, emerging technologies, competitors, and customer preferences is vital to align our strategies with the market's direction. We embrace technological innovation, like AI, blockchain, and IoT, to enhance products and services, fostering continuous innovation. Investing in the skills and expertise of our team through ongoing training is essential for staying at the forefront of technology.

To ensure our strategies cater to evolving customer needs, we actively gather customer feedback, conduct surveys, and analyze user data. Data-driven decision making, with a strong focus on analytics, helps us optimize operations and improve the customer experience. Scalability and adaptability are critical as we expand, allowing our systems and processes to scale seamlessly and adapt to changing circumstances in the tech environment.

Prioritizing cybersecurity and compliance ensures the safety of digital systems and customer data. We actively seek partnerships and collaborations with other organi
zations, startups, and tech giants, which often open doors to new opportunities and innovative solutions. Sustainability is integrated into our strategies, reducing our environmental footprint and considering the ecological impact of our digital initiatives.

To track progress and effectiveness, we establish clear Key Performance Indicators (KPIs) and metrics and regularly evaluate and adjust our strategies based on these measurements.

What strategies do you employ to encourage an innovative culture within your team and lead them to deliver industry-specific solutions to clients?
We prioritize a culture of innovation within our team, guiding them to harness the latest technologies for tailored industry solutions. This commitment to innovation has been a consistent principle in all our organizations. We are dedicated to nurturing innovation by creating an environment that encourages creativity and experimentation. We assemble diverse teams, promote calculated risk taking, allocate necessary resources, and celebrate both achievements and learning opportunities. Our goal is to empower our team to think creatively and take risks in their technological endeavors, ensuring that innovation continues to drive our organization's growth and success.

What is your ultimate future destination?
My future destination is the culmination of my entrepreneurial journey, marked by a blend of innovation, impact, and sustainability. I envision a tech driven future where cutting-edge technologies tackle global challenges in areas like fintech, healthcare, and sustainable energy to make a positive societal impact.

Continuous learning and adaptability are key in this fast-paced tech landscape, both for my teams and myself. I'm a proponent of ethical and responsible tech practices, ensuring our technological advancements align with ethical principles and contribute to a sustainable and inclusive future.

Ultimately, my destination is where technology serves the greater good, businesses thrive on innovation, and leadership is defined by ethical conduct and positive societal impact. This destination is not a fixed point but an ongoing journey of exploration, learning, and innovation.

Shivam Maheshwari, Co-Founder & CTO, Goals101 Data Solutions
Shivam Maheshwari is an IIT Delhi alumnus, and is a serial entrepreneur with over 18 years of industry experience. As the Co-Founder and CTO of Goals101 Data Solutions, he's played a pivotal role in scaling businesses and driving innovation in the fintech sector, making a significant impact.

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